Your Guide to New York City Real Estate
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Resources & Insights—Guides for NYC Buyers, Sellers, and Homeowners.
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Explore resources and insights tailored for home buyers, sellers, owners, and landlords navigating the New York City real estate market. From essential real estate topics to practical guides and market insights designed to help you make informed decisions at every stage. I hope you enjoy these resources as much as I enjoy sharing them. Reach out — let’s start the conversation.
Post-Closing Liquidity in NYC Co-ops: What It Is and How to Calculate It
Learn how NYC co-ops evaluate post-closing liquidity, what counts as liquid assets, how reserves are calculated, and how to prepare a strong financial profile.
Understanding Dual Agency: What NYC Real Estate Buyers Need to Know
Learn how dual agency works in NYC real estate and why clear buyer representation matters. Understand agency relationships, conflicts, and how buyers protect their interests.
When NYC Inventory Falls Short: Finding the Right Property When Listings Miss the Mark
When NYC inventory falls short, the right strategy—and the right agent—make all the difference. Learn how buyers can stay competitive and find the right property
Flip Taxes in NYC Real Estate: A Buyer’s Guide to Understanding Resale Costs
Learn how NYC flip taxes impact co-op resales. This guide explains costs, calculations, and tips for buyers navigating NYC real estate.
NYC Buyer’s Guide to Building Financials: How to Evaluate a Co-op or Condo’s Health
Learn how to evaluate a NYC co-op or condo’s financial health. Understand reserves, expenses, arrears, and key due-diligence findings that impact long-term stability.
Buying in an HDFC Co-op: What to Know About Income-Restricted NYC Housing
Buying an HDFC co-op in NYC can offer affordability, but comes with income limits and resale rules. Learn how HDFCs work and whether they’re the right fit.
Navigating Multiple Offers as a Buyer in NYC’s Real Estate Market
Learn what sellers consider in multiple-offer situations and how to present a clear, confident offer when competition is high.
Buying in a Building with Major Capital Projects: What NYC Buyers Should Know and Ask
Buying in a building with upcoming renovations? Learn how to evaluate capital projects, assessments, and reserve funds before purchasing in a NYC co-op or condo.
NYC Condos vs. Co-ops: Key Differences Every Buyer Should Know
Understand the key differences between NYC condos and co-ops — ownership, board approval, carrying costs, subletting, and resale considerations.
Buying vs. Renting in NYC: A Financial Perspective
Deciding whether to buy or rent in NYC depends on costs, timeline, lifestyle, and long-term goals. Here’s how to compare upfront expenses, equity, and flexibility.
Best Time to Buy in NYC: How Seasonality Affects Inventory and Negotiation
Learn how timing affects inventory, competition, and pricing in the NYC real estate market. Discover the best seasons to buy and how preparation beats timing alone.
NYC Condo Common Charges: What’s Included and What’s Not
Understanding NYC condo common charges is essential for buyers. Learn what’s included, what’s not, and how to evaluate a building’s financial health before purchasing.
NYC Real Estate Guide for Relocating Professionals
A step-by-step NYC real estate guide for relocating professionals buying a home—co-ops vs condos, budgeting, and working with your agent.
The Cost of Owning a Co-op or Condo in NYC. Breaking Down Monthly Payments
Understand the true cost of owning a co-op or condo in NYC. Learn how mortgage payments, maintenance fees, common charges, and property taxes affect your total monthly expenses.
Understanding Debt-to-Income (DTI) Ratios for NYC Buyers: Key Insights and Examples
Learn how Debt-to-Income (DTI) ratios impact co-op, condo, and home purchases in NYC. Discover key requirements, examples, and tips to strengthen your DTI for a smoother buying process.
What Happens If the Appraisal Comes in Low? Insights for NYC Buyers and Sellers
What happens if your NYC home appraisal comes in low? Learn how buyers and sellers can respond, manage contingencies, and reduce appraisal risk.
NYC Co-Op Maintenance Fees: What’s Included and What’s Not
Learn what’s included in NYC co-op maintenance fees, what’s not, and how to evaluate costs before buying. A complete guide to co-op finances and ownership.
Submitting Offers and Navigating Contingencies in NYC Real Estate
Discover how to navigate the complexities of submitting offers and managing contingencies in NYC’s real estate market. Learn about financing, down payments, and crafting competitive offers.
How Interest Rates Shape NYC Real Estate: A Guide for Home Buyers
Discover how interest rates impact NYC home buyers, from monthly mortgage payments to buying power and down payment strategies. Learn how to navigate rate changes for informed home-buying decisions.
Buying Before Selling Your Next NYC Home? Key Considerations
Thinking about buying your next NYC home before selling your current one? Explore key strategies, risks, and financing tips to navigate this move with clarity and confidence.